Chapter 479: The chance to take control of a bank
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Chapter 479 Chance to Control a Bank
At the beginning, this policy was only implemented in the middle of the river, and then slowly spread to other places, such as the Pearl River Delta and the Yangtze River Delta where the economy of Huaguo is the most active today. Many private factories just want to expand production now, but suffer from lack of funds.
Want to find a bank loan?
Well, the bank purely depends on the people to order; now, following the normal process, it is difficult for private enterprises to obtain loans from banks; especially for small and medium-sized private enterprises in the early stages of development, the difficulty is even greater.
Not everyone who runs a business is like Han Songlin. He knows that if he wants to get a loan from a bank, he only needs to get a specific person.
So, Changxing Machine Tool launched the machine tool in installments, with zero down payment, which soon opened up the market for Changxing Machine Tool.
Changxing Machine Tool is able to launch such an installment payment business. To a large extent, it puts a lot of pressure on its own funds.
Without mountains of gold and silver, I really can’t afford it.
Kechangxing Machine Tool is backed by Xinghai Group, so the capital for this business is not large.
At this time, Han Songlin's attention began to shift to one thing.
bank!
The installment payment business model created by Changxing Machine Tool under Han Songlin's intervention has indeed played a considerable role in promoting the development of Changxing Machine Tool.
But for Xinghai Group, there is a little pressure. Xinghai Group has now assumed the role of a bank. In essence, it is providing loans to enterprises in disguise.
This is really a bit abnormal.
So, Han Songlin wants to transfer this business to the bank.
It can be transferred to the bank, but the bank must be able to pick it up.
After wandering around, Han Songlin's eyes fell on People's Bank, the only bank in China where private capital holds a majority stake.
People's Bank was officially established in January 1996, and Xinghai Group holds 5% of the shares of People's Bank.
Before, Han Songlin didn't pay much attention to People's Bank; Xinghai Group had a good relationship with the four major banks, and didn't need People's Bank at all.
To put it bluntly, the reason for buying shares in People's Bank is very simple. Han Songlin knew that People's Bank had a particularly good future development prospect, so he let Xinghai Group take a stake.
After becoming a shareholder, Xinghai Group did not participate in the management of People's Bank, and directly entrusted the voting rights to Jin Shuping, the chairman of the bank.
Xinghai Group has a very low sense of presence in the People's Bank, and does not send people to attend the board of directors, let alone obtain loans from the People's Bank.
Even apart from being a shareholder of People's Bank, there is no intersection with People's Bank in terms of business.
People's Bank was established to solve the loan problem of private enterprises, so the People's Bank has a lot of shareholder-related loans.
The problem of related-party loans of banks is not only serious in domestic banks, but also in foreign countries.
It’s just that we have more contacts with domestic banks and know more about them.
The four major banks make loans to state-owned enterprises. In fact, in a strict sense, they are also related loans. Otherwise, how did the so-called technical bankruptcy of the four major banks come about in the late 1990s.
The private enterprises that can become the shareholders of the People's Bank belong to the super powerful group in China at this time.
Otherwise, there is no qualification to be a shareholder at all.
Han Songlin flipped the calendar lightly, with a smile on his lips. There is not much time left before the Asian financial crisis.
People's Bank has 60 (formerly 59) sponsoring shareholders, including 49 (formerly 48) private enterprises.
It can be said that the public bank will have several shareholding disputes in the future, and it is called a bank where the people are in dire straits, because the shareholding is too scattered and there is no absolute major shareholder.
The current heads of private enterprises, who is not a rebellious generation? Therefore, the dispute over the equity of People's Bank is inevitable.
Han Songlin now wants to become the absolute controlling shareholder of People's Bank, but he really can't, because there is an agreement that a single shareholder's shareholding ratio cannot exceed 10%.
Of course, this is a trivial matter. Everyone has already learned about wearing more vests.
Next year, at most the year after!
Among these 48 private enterprises, in the face of the economic crisis and their own business problems, how many enterprises will fail?
State-owned enterprises will go bankrupt, why don't these 48 private enterprises go bankrupt?
In fact, compared with state-owned enterprises, private enterprises are even worse in terms of operational stability.
There are bound to be many companies with poor operating conditions, so Xinghai Group can take the opportunity to initiate a premium acquisition of the shares of People's Bank in the hands of these private companies. I believe these companies will not refuse.
Cash in hand, save your company, or have fun, whatever.
Han Songlin looked at the list of shareholders of People's Bank of China. In this list, there is also Crouching Tiger, Hidden Dragon!
Because of the installment business of Changxing Machine Tool, Han Songlin suddenly wanted to control a bank, and now the choice is People's Bank, and in the past two years, there will be good opportunities.
So, now Han Songlin is not in a hurry about this matter.
Let’s talk about it later.
Sometimes, many things don’t need to be done too much, just wait, and the goal will be achieved naturally.
The premise is to be patient.
Find the best opportunity to start, this is the best way.
At the beginning of December, Xu Lu came to Jiangzhong.
Han Songlin received her at home.
During the meal, Xu Lu took the initiative to talk about the matter of CCTV's bid for the king.
After winning two consecutive bids, Fuller was defeated in the competition for the third bid.
Biao Wang was taken down by a winery in Dongshan Province, and that winery was called Qinchi.
Han Songlin was quite surprised when he heard the news.
Really, quite a surprise.
History really has such a powerful revision?
Or, Qin Chi’s management is so optimistic about CCTV’s advertising effect?
They don’t have the mentality of fighting for a fight, turning a bicycle into a motorcycle, fighting hard, and driving directly into a car, right?
Han Songlin remembered this winery, which left a strong mark in the commercial history of Huaguo.
A winery supported entirely by advertising.
Its prosperity is also vigorous, and its death is also sudden; like a shooting star, it streaks across the sky for everyone to see; it also falls to death as quickly as a shooting star, which makes people sigh.
Han Songlin: "A lot of Qin Chi's original wine is bought in Shuchuan, right?"
Xu Lu said strangely: "The wineries all over the country buy wine in Shuchuan. Is there any problem?"
Han Songlin smiled slightly: "This is an open secret in the industry, and everyone doesn't think there is any problem at all. But for consumers, this is not the case."
Xu Lu opened her mouth, the truth is really the same.
"Without this bidder, it will be a big test for Fuller Wine Industry."
Xu Lu: "Our Fuller Wine Industry does not rely on the standard king to make a living, we rely on product quality."
This is not bad.
(end of this chapter)
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Chapter 479 Chance to Control a Bank
At the beginning, this policy was only implemented in the middle of the river, and then slowly spread to other places, such as the Pearl River Delta and the Yangtze River Delta where the economy of Huaguo is the most active today. Many private factories just want to expand production now, but suffer from lack of funds.
Want to find a bank loan?
Well, the bank purely depends on the people to order; now, following the normal process, it is difficult for private enterprises to obtain loans from banks; especially for small and medium-sized private enterprises in the early stages of development, the difficulty is even greater.
Not everyone who runs a business is like Han Songlin. He knows that if he wants to get a loan from a bank, he only needs to get a specific person.
So, Changxing Machine Tool launched the machine tool in installments, with zero down payment, which soon opened up the market for Changxing Machine Tool.
Changxing Machine Tool is able to launch such an installment payment business. To a large extent, it puts a lot of pressure on its own funds.
Without mountains of gold and silver, I really can’t afford it.
Kechangxing Machine Tool is backed by Xinghai Group, so the capital for this business is not large.
At this time, Han Songlin's attention began to shift to one thing.
bank!
The installment payment business model created by Changxing Machine Tool under Han Songlin's intervention has indeed played a considerable role in promoting the development of Changxing Machine Tool.
But for Xinghai Group, there is a little pressure. Xinghai Group has now assumed the role of a bank. In essence, it is providing loans to enterprises in disguise.
This is really a bit abnormal.
So, Han Songlin wants to transfer this business to the bank.
It can be transferred to the bank, but the bank must be able to pick it up.
After wandering around, Han Songlin's eyes fell on People's Bank, the only bank in China where private capital holds a majority stake.
People's Bank was officially established in January 1996, and Xinghai Group holds 5% of the shares of People's Bank.
Before, Han Songlin didn't pay much attention to People's Bank; Xinghai Group had a good relationship with the four major banks, and didn't need People's Bank at all.
To put it bluntly, the reason for buying shares in People's Bank is very simple. Han Songlin knew that People's Bank had a particularly good future development prospect, so he let Xinghai Group take a stake.
After becoming a shareholder, Xinghai Group did not participate in the management of People's Bank, and directly entrusted the voting rights to Jin Shuping, the chairman of the bank.
Xinghai Group has a very low sense of presence in the People's Bank, and does not send people to attend the board of directors, let alone obtain loans from the People's Bank.
Even apart from being a shareholder of People's Bank, there is no intersection with People's Bank in terms of business.
People's Bank was established to solve the loan problem of private enterprises, so the People's Bank has a lot of shareholder-related loans.
The problem of related-party loans of banks is not only serious in domestic banks, but also in foreign countries.
It’s just that we have more contacts with domestic banks and know more about them.
The four major banks make loans to state-owned enterprises. In fact, in a strict sense, they are also related loans. Otherwise, how did the so-called technical bankruptcy of the four major banks come about in the late 1990s.
The private enterprises that can become the shareholders of the People's Bank belong to the super powerful group in China at this time.
Otherwise, there is no qualification to be a shareholder at all.
Han Songlin flipped the calendar lightly, with a smile on his lips. There is not much time left before the Asian financial crisis.
People's Bank has 60 (formerly 59) sponsoring shareholders, including 49 (formerly 48) private enterprises.
It can be said that the public bank will have several shareholding disputes in the future, and it is called a bank where the people are in dire straits, because the shareholding is too scattered and there is no absolute major shareholder.
The current heads of private enterprises, who is not a rebellious generation? Therefore, the dispute over the equity of People's Bank is inevitable.
Han Songlin now wants to become the absolute controlling shareholder of People's Bank, but he really can't, because there is an agreement that a single shareholder's shareholding ratio cannot exceed 10%.
Of course, this is a trivial matter. Everyone has already learned about wearing more vests.
Next year, at most the year after!
Among these 48 private enterprises, in the face of the economic crisis and their own business problems, how many enterprises will fail?
State-owned enterprises will go bankrupt, why don't these 48 private enterprises go bankrupt?
In fact, compared with state-owned enterprises, private enterprises are even worse in terms of operational stability.
There are bound to be many companies with poor operating conditions, so Xinghai Group can take the opportunity to initiate a premium acquisition of the shares of People's Bank in the hands of these private companies. I believe these companies will not refuse.
Cash in hand, save your company, or have fun, whatever.
Han Songlin looked at the list of shareholders of People's Bank of China. In this list, there is also Crouching Tiger, Hidden Dragon!
Because of the installment business of Changxing Machine Tool, Han Songlin suddenly wanted to control a bank, and now the choice is People's Bank, and in the past two years, there will be good opportunities.
So, now Han Songlin is not in a hurry about this matter.
Let’s talk about it later.
Sometimes, many things don’t need to be done too much, just wait, and the goal will be achieved naturally.
The premise is to be patient.
Find the best opportunity to start, this is the best way.
At the beginning of December, Xu Lu came to Jiangzhong.
Han Songlin received her at home.
During the meal, Xu Lu took the initiative to talk about the matter of CCTV's bid for the king.
After winning two consecutive bids, Fuller was defeated in the competition for the third bid.
Biao Wang was taken down by a winery in Dongshan Province, and that winery was called Qinchi.
Han Songlin was quite surprised when he heard the news.
Really, quite a surprise.
History really has such a powerful revision?
Or, Qin Chi’s management is so optimistic about CCTV’s advertising effect?
They don’t have the mentality of fighting for a fight, turning a bicycle into a motorcycle, fighting hard, and driving directly into a car, right?
Han Songlin remembered this winery, which left a strong mark in the commercial history of Huaguo.
A winery supported entirely by advertising.
Its prosperity is also vigorous, and its death is also sudden; like a shooting star, it streaks across the sky for everyone to see; it also falls to death as quickly as a shooting star, which makes people sigh.
Han Songlin: "A lot of Qin Chi's original wine is bought in Shuchuan, right?"
Xu Lu said strangely: "The wineries all over the country buy wine in Shuchuan. Is there any problem?"
Han Songlin smiled slightly: "This is an open secret in the industry, and everyone doesn't think there is any problem at all. But for consumers, this is not the case."
Xu Lu opened her mouth, the truth is really the same.
"Without this bidder, it will be a big test for Fuller Wine Industry."
Xu Lu: "Our Fuller Wine Industry does not rely on the standard king to make a living, we rely on product quality."
This is not bad.
(end of this chapter)
Chapter 479 Chance to Control a Bank At the beginning, this policy was only implemented in the middle of the river, and then slowly spread to other places, such as the Pearl River Delta and the Yangtze River Delta where the economy of Huaguo is the most active today. Many private factories just want to expand production now, but suffer from lack of funds. Want to find a bank loan? Well, the bank purely depends on the people to order; now, following the normal process, it is difficult for private enterprises to obtain loans from banks; especially for small and medium-sized private enterprises in the early stages of development, the difficulty is even greater. Not everyone who runs a business is like Han Songlin. He knows that if he wants to get a loan from a bank, he only needs to get a specific person.So, Changxing Machine Tool launched the machine tool in installments, with zero down payment, which soon opened up the market for Changxing Machine Tool.Changxing Machine Tool is able to launch such an installment payment business. To a large extent, it puts a lot of pressure on its own funds. Without mountains of gold and silver, I really can't afford it.Kechangxing Machine Tool is backed by Xinghai Group, so the capital for this business is not large. At this time, Han Songlin's attention began to shift to one thing. bank!The installment payment business model created by Changxing Machine Tool under Han Songlin's intervention has indeed played a considerable role in promoting the development of Changxing Machine Tool. But for Xinghai Group, there is a little pressure. Xinghai Group has now assumed the role of a bank. In essence, it is providing loans to enterprises in disguise.This is really a bit abnormal.So, Han Songlin wants to transfer this business to the bank. It can be transferred to the bank, but the bank must be able to pick it up. After wandering around, Han Songlin's eyes fell on People's Bank, the only bank in China where private capital holds a majority stake.People's Bank was officially established in January 1996, and Xinghai Group holds 5% of the shares of People's Bank.Before, Han Songlin didn't pay much attention to People's Bank; Xinghai Group had a good relationship with the four major banks, and didn't need People's Bank at all. To put it bluntly, the reason for buying shares in People's Bank is very simple. Han Songlin knew that People's Bank had a particularly good future development prospect, so he let Xinghai Group take a stake.After becoming a shareholder, Xinghai Group did not participate in the management of People's Bank, and directly entrusted the voting rights to Jin Shuping, the chairman of the bank.Xinghai Group has a very low sense of presence in the People's Bank, and does not send people to attend the board of directors, let alone obtain loans from the People's Bank.Even apart from being a shareholder of People's Bank, there is no intersection with People's Bank in terms of business.People's Bank was established to solve the loan problem of private enterprises, so the People's Bank has a lot of shareholder-related loans.The problem of related-party loans of banks is not only serious in domestic banks, but also in foreign countries. It's just that we have more contacts with domestic banks and know more about them.The four major banks make loans to state-owned enterprises. In fact, in a strict sense, they are also related loans. Otherwise, how did the so-called technical bankruptcy of the four major banks come about in the late 1990s.The private enterprises that can become the shareholders of the People's Bank belong to the super powerful group in China at this time. Otherwise, there is no qualification to be a shareholder at all.Han Songlin flipped the calendar lightly, with a smile on his lips. There is not much time left before the Asian financial crisis.People's Bank has 60 formerly 59 sponsoring shareholders, including 49 formerly 48 private enterprises. It can be said that the public bank will have several shareholding disputes in the future, and it is called a bank where the people are in dire straits, because the shareholding is too scattered and there is no absolute major shareholder.The current heads of private enterprises, who is not a rebellious generation? Therefore, the dispute over the equity of People's Bank is inevitable.Han Songlin now wants to become the absolute controlling shareholder of People's Bank, but he really can't, because there is an agreement that a single shareholder's shareholding ratio cannot exceed 10%.Of course, this is a trivial matter. Everyone has already learned about wearing more vests.Next year, at most the year after!Among these 48 private enterprises, in the face of the economic crisis and their own business problems, how many enterprises will fail?State-owned enterprises will go bankrupt, why don't these 48 private enterprises go bankrupt?In fact, compared with state-owned enterprises, private enterprises are even worse in terms of operational stability.There are bound to be many companies with poor operating conditions, so Xinghai Group can take the opportunity to initiate a premium acquisition of the shares of People's Bank in the hands of these private companies. I believe these companies will not refuse. Cash in hand, save your company, or have fun, whatever.Han Songlin looked at the list of shareholders of People's Bank of China. In this list, there is also Crouching Tiger, Hidden Dragon!Because of the installment business of Changxing Machine Tool, Han Songlin suddenly wanted to control a bank, and now the choice is People's Bank, and in the past two years, there will be good opportunities.So, now Han Songlin is not in a hurry about this matter. Let's talk about it later.Sometimes, many things don't need to be done too much, just wait, and the goal will be achieved naturally.The premise is to be patient. Find the best opportunity to start, this is the best way.At the beginning of December, Xu Lu came to Jiangzhong.Han Songlin received her at home.During the meal, Xu Lu took the initiative to talk about the matter of CCTV's bid for the king.After winning two consecutive bids, Fuller was defeated in the competition for the third bid.Biao Wang was taken down by a winery in Dongshan Province, and that winery was called Qinchi.Han Songlin was quite surprised when he heard the news. Really, quite a surprise.History really has such a powerful revision? Or, Qin Chi's management is so optimistic about CCTV's advertising effect?They don't have the mentality of fighting for a fight, turning a bicycle into a motorcycle, fighting hard, and driving directly into a car, right?Han Songlin remembered this winery, which left a strong mark in the commercial history of Huaguo.A winery supported entirely by advertising.Its prosperity is also vigorous, and its death is also sudden; like a shooting star, it streaks across the sky for everyone to see; it also falls to death as quickly as a shooting star, which makes people sigh.Han Songlin: "A lot of Qin Chi's original wine is bought in Shuchuan, right?"Xu Lu said strangely: "The wineries all over the country buy wine in Shuchuan. Is there any problem?"Han Songlin smiled slightly: "This is an open secret in the industry, and everyone doesn't think there is any problem at all. But for consumers, this is not the case."Xu Lu opened her mouth, the truth is really the same. "Without this bidder, it will be a big test for Fuller Wine Industry."Xu Lu: "Our Fuller Wine Industry does not rely on the standard king to make a living, we rely on product quality." This is not bad.end of this chapter
