"Four hundred thousand contribution points..."
"The accumulation of a lifetime of a Nascent Soul stage Formation Master is indeed quite exaggerated."
Li Fan stared fixedly at the golden Inheritance Token, his eyes widened.
Eagerly, he picked up the testing ball and began the formation test.
The first-tier test was very easy, involving only basic knowledge of formations.
Having immersed himself in formations for over a decade, Li Fan naturally passed the first-tier test without much effort.
Golden light floated from the Inheritance Token, converging onto Li Fan. The golden paper dimmed slightly, and when Li Fan checked with the Tianxuan Mirror, he indeed found that his contribution points had increased by forty thousand, totaling 63,600 points.
Excitement filled him as he started the second-tier test.
After a while, Li Fan withdrew his spiritual consciousness from the testing ball, wearing a displeased expression.
"After ten years of hard work, I'm just a little short of completing the second-tier test?"
"When will I be able to gain these four hundred thousand contribution points?"
The mountain of treasure was right in front of him, seemingly within reach but still unattainable due to the limitations of his formation skills.
It was like a small hand plucking at Li Fan's heartstrings, tempting him under enormous allure, making him wish to abandon everything and immerse himself in the study of formations.
"Zhang Zhiliang, what a cunning plan!"
"The effect of the contribution points as motivation is truly immediate. Even I can't resist it."
"The second-tier test has not yet involved the 'Infinite Formation,' and I can still rely on my clone to study formation knowledge. But later on, I'll need my main body to read and learn the 'Infinite Formation' from the encrypted jade slip."
"In this way, my cultivation is bound to be delayed."
"I hope that before this happens, the business of the Mingyue Palace can be launched. With the feedback from the 'Mountain Meditation Technique' technique, even if I don't practice at all, the progress of my realm won't be much slower."
"With over sixty thousand contribution points, I should be able to get by for a while. But it's still not enough!"
"I need to quickly withdraw all the contribution points from the Inheritance Token!"
A gleam of determination flashed in Li Fan's eyes.
Driven by immense motivation, Li Fan's main body and clone began to study formations together.
Whenever fatigue set in, he would light the silver incense, invigorating his spirit to continue studying.
With the double boost, Li Fan's formation skills steadily improved.
...
After more than a month passed in this manner, Chu Xingyang's wedding ceremony finally arrived.
Li Fan had to divert some of his attention to focus on the defining event of the Mingyue Palace's first customer.
The result, however, left Li Fan both laughing and crying.
At the wedding scene, Chu Xingyang descended from the sky, shamelessly declaring that the bride should follow him.
How could the groom endure this? His face twisted in anger, vowing to kill Chu Xingyang on the spot.
But Chu Xingyang's talent was indeed outstanding. In just three months, he not only advanced to the Foundation Establishment stage but also surpassed the groom, who had been in the Foundation Establishment for a long time.
After a long battle, without Li Fan's intervention, the groom already showed signs of defeat.
Chu Xingyang fought against the groom while effortlessly evading attacks, triumphantly shouting, "Ah Yue, can't you see? This Zhang guy is so unworthy. How can he marry you! Come with me! I will make you happy!"
The groom, infuriated, with a face turning purple, couldn't endure anymore. Every move resulted in injuries.
But Chu Xingyang became more and more complacent, almost playful in his demeanor.
Growing increasingly proud, he was about to speak when he heard a stern shout from the bride.
"Enough, Chu Xingyang! Have you caused enough trouble?"
Following that, a cold and clear light attacked him.
Chu Xingyang, frightened, barely avoided the bride's attack, continuously asking, "Ah Yue, what are you doing?"
The bride gritted her teeth, "Don't call me Ah Yue! I've told you more than once. I willingly became Dao companions with Zhang Qi out of mutual affection. There was no coercion, and it has nothing to do with the disparity in cultivation!"
"As my childhood friend, not only did you not congratulate me on my wedding, but you also came here to stir up trouble!"
"From now on, there is no friendship between us!"
After speaking, the bride joined forces with the groom, attacking Chu Xingyang.
Chu Xingyang was dealt a severe emotional blow by the bride's words, his face turning pale.
He just instinctively evaded of the combined attacks from the couple. While dodging, Chu Xingyang continued to ask why.
However, the bride showed no mercy, striking ruthlessly with every move.
In the end, a light pierced through Chu Xingyang's left shoulder.
Chu Xingyang's face revealed despair, his heart ashen.
Yet, the instinct to survive forced him to grit his teeth and flee with his injuries.
He escaped to a secluded cave, where Chu Xingyang began treating his wounds.
After his injuries slowly healed, Chu Xingyang's eyes were filled with renewed determination.
"It must be that my current strength is not enough."
"If Foundation Establishment is not enough, I'll aim for Golden Core. If Golden Core is insufficient, then Nascent Soul."
"As long as I become powerful enough, Ah Yue, you will change your mind one day."
Chu Xingyang looked into the distance, muttering to himself.
...
The farce finally came to an end.
Apart from the embarrassment of those involved, the topic of how the wedding crasher Chu Xingyang managed to complete Foundation Establishment in a short time became a widely discussed subject.
Gradually, the name of the Mingyue Palace also spread among Qi Condensation and Foundation Establishment cultivators.
As it turned out, the Mingyue Palace's loans of Heavenly Treasures and Foundation Establishment techniques was not a scam but true!
With a live example before them, more cultivators seeking help gradually approached the Mingyue Palace.
Of course, the contribution points were still limited, so Li Fan instructed the Yin sisters to be selective.
An average of one slot could be released per month.
Others were dismissed under the pretext of insufficient affinity.
This cautious behavior of the Mingyue Palace actually deepened its credibility among cultivators.
If any cultivator could easily borrow treasures and techniques from the Mingyue Palace, they would worry about potential conspiracies.
Thus, the reputation of the Mingyue Palace continued to grow.
Many Qi Condensation stage cultivators from various regions in Yuandao Prefecture came from afar to seek assistance for early Foundation Establishment, as the success stories spread.
As for the 36% interest accumulated over the year, they selectively ignored it.
Foundation Establishment cultivators earned contribution points more than twice as fast as Qi Condensation cultivators.
Even if they chose to repay in three years, the total contribution points repaid would only be close to twice the original amount.
Worth it!
And so, on the 39th year, the grand venture of the Mingyue Palace's breakthrough loans finally began in an orderly fashion.
When the time reached the 40th year, Li Fan finally completed the second-tier test of the testing ball.
His contribution points increased by another forty thousand.
Every month, there were returns from those who had borrowed methods before.
The deficit of contribution points finally began to ease up slowly.
"Four hundred thousand contribution points..."
"The accumulation of a lifetime of a Nascent Soul stage Formation Master is indeed quite exaggerated."
Li Fan stared fixedly at the golden Inheritance Token, his eyes widened.
Eagerly, he picked up the testing ball and began the formation test.
The first-tier test was very easy, involving only basic knowledge of formations.
Having immersed himself in formations for over a decade, Li Fan naturally passed the first-tier test without much effort.
Golden light floated from the Inheritance Token, converging onto Li Fan. The golden paper dimmed slightly, and when Li Fan checked with the Tianxuan Mirror, he indeed found that his contribution points had increased by forty thousand, totaling 63,600 points.
Excitement filled him as he started the second-tier test.
After a while, Li Fan withdrew his spiritual consciousness from the testing ball, wearing a displeased expression.
"After ten years of hard work, I'm just a little short of completing the second-tier test?"
"When will I be able to gain these four hundred thousand contribution points?"
The mountain of treasure was right in front of him, seemingly within reach but still unattainable due to the limitations of his formation skills.
It was like a small hand plucking at Li Fan's heartstrings, tempting him under enormous allure, making him wish to abandon everything and immerse himself in the study of formations.
"Zhang Zhiliang, what a cunning plan!"
"The effect of the contribution points as motivation is truly immediate. Even I can't resist it."
"The second-tier test has not yet involved the 'Infinite Formation,' and I can still rely on my clone to study formation knowledge. But later on, I'll need my main body to read and learn the 'Infinite Formation' from the encrypted jade slip."
"In this way, my cultivation is bound to be delayed."
"I hope that before this happens, the business of the Mingyue Palace can be launched. With the feedback from the 'Mountain Meditation Technique' technique, even if I don't practice at all, the progress of my realm won't be much slower."
"With over sixty thousand contribution points, I should be able to get by for a while. But it's still not enough!"
"I need to quickly withdraw all the contribution points from the Inheritance Token!"
A gleam of determination flashed in Li Fan's eyes.
Driven by immense motivation, Li Fan's main body and clone began to study formations together.
Whenever fatigue set in, he would light the silver incense, invigorating his spirit to continue studying.
With the double boost, Li Fan's formation skills steadily improved.
...
After more than a month passed in this manner, Chu Xingyang's wedding ceremony finally arrived.
Li Fan had to divert some of his attention to focus on the defining event of the Mingyue Palace's first customer.
The result, however, left Li Fan both laughing and crying.
At the wedding scene, Chu Xingyang descended from the sky, shamelessly declaring that the bride should follow him.
How could the groom endure this? His face twisted in anger, vowing to kill Chu Xingyang on the spot.
But Chu Xingyang's talent was indeed outstanding. In just three months, he not only advanced to the Foundation Establishment stage but also surpassed the groom, who had been in the Foundation Establishment for a long time.
After a long battle, without Li Fan's intervention, the groom already showed signs of defeat.
Chu Xingyang fought against the groom while effortlessly evading attacks, triumphantly shouting, "Ah Yue, can't you see? This Zhang guy is so unworthy. How can he marry you! Come with me! I will make you happy!"
The groom, infuriated, with a face turning purple, couldn't endure anymore. Every move resulted in injuries.
But Chu Xingyang became more and more complacent, almost playful in his demeanor.
Growing increasingly proud, he was about to speak when he heard a stern shout from the bride.
"Enough, Chu Xingyang! Have you caused enough trouble?"
Following that, a cold and clear light attacked him.
Chu Xingyang, frightened, barely avoided the bride's attack, continuously asking, "Ah Yue, what are you doing?"
The bride gritted her teeth, "Don't call me Ah Yue! I've told you more than once. I willingly became Dao companions with Zhang Qi out of mutual affection. There was no coercion, and it has nothing to do with the disparity in cultivation!"
"As my childhood friend, not only did you not congratulate me on my wedding, but you also came here to stir up trouble!"
"From now on, there is no friendship between us!"
After speaking, the bride joined forces with the groom, attacking Chu Xingyang.
Chu Xingyang was dealt a severe emotional blow by the bride's words, his face turning pale.
He just instinctively evaded of the combined attacks from the couple. While dodging, Chu Xingyang continued to ask why.
However, the bride showed no mercy, striking ruthlessly with every move.
In the end, a light pierced through Chu Xingyang's left shoulder.
Chu Xingyang's face revealed despair, his heart ashen.
Yet, the instinct to survive forced him to grit his teeth and flee with his injuries.
He escaped to a secluded cave, where Chu Xingyang began treating his wounds.
After his injuries slowly healed, Chu Xingyang's eyes were filled with renewed determination.
"It must be that my current strength is not enough."
"If Foundation Establishment is not enough, I'll aim for Golden Core. If Golden Core is insufficient, then Nascent Soul."
"As long as I become powerful enough, Ah Yue, you will change your mind one day."
Chu Xingyang looked into the distance, muttering to himself.
...
The farce finally came to an end.
Apart from the embarrassment of those involved, the topic of how the wedding crasher Chu Xingyang managed to complete Foundation Establishment in a short time became a widely discussed subject.
Gradually, the name of the Mingyue Palace also spread among Qi Condensation and Foundation Establishment cultivators.
As it turned out, the Mingyue Palace's loans of Heavenly Treasures and Foundation Establishment techniques was not a scam but true!
With a live example before them, more cultivators seeking help gradually approached the Mingyue Palace.
Of course, the contribution points were still limited, so Li Fan instructed the Yin sisters to be selective.
An average of one slot could be released per month.
Others were dismissed under the pretext of insufficient affinity.
This cautious behavior of the Mingyue Palace actually deepened its credibility among cultivators.
If any cultivator could easily borrow treasures and techniques from the Mingyue Palace, they would worry about potential conspiracies.
Thus, the reputation of the Mingyue Palace continued to grow.
Many Qi Condensation stage cultivators from various regions in Yuandao Prefecture came from afar to seek assistance for early Foundation Establishment, as the success stories spread.
As for the 36% interest accumulated over the year, they selectively ignored it.
Foundation Establishment cultivators earned contribution points more than twice as fast as Qi Condensation cultivators.
Even if they chose to repay in three years, the total contribution points repaid would only be close to twice the original amount.
Worth it!
And so, on the 39th year, the grand venture of the Mingyue Palace's breakthrough loans finally began in an orderly fashion.
When the time reached the 40th year, Li Fan finally completed the second-tier test of the testing ball.
His contribution points increased by another forty thousand.
Every month, there were returns from those who had borrowed methods before.
The deficit of contribution points finally began to ease up slowly.
