Chapter 313: 313
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Alvert column pondered for a while. He had a headache about the boss's idea. To be honest, this idea of cutting bank meat is not without operation, but only if he has to step on the heart of hearts for every step of market change.
The bank is not a fool. The 100 yuan loaned by the bank is 100 yuan, not the purchasing power at that time. In order to avoid risks, before the loan, the bank's accountant and Jing's accountant have calculated the possible future interest rate changes, and the interest rate will fluctuate with the market. Of course, in the case of currency devaluation and inflation, for the borrower There is a certain amount of money to make.
But according to the boss's idea, it's almost impossible to earn the difference of repayment due to currency depreciation and cut the bank's flesh, unless...
"Agreed rate!" Alvertree spits out a financial term, which attracts all the eyes of the think tank. Several financial Jingying look at alverte with a look of "I didn't hear you wrong".
Al ignored their strange eyes and looked at his boss Andy. "Boss, I understand what you mean. If you want to make profits from the repayment interest rate, there is no other way but to negotiate with the bank at the beginning of the loan. However, the amount of loan we want is too large. The bank may not agree. The best result is only limited to one It doesn't mean a lot. "
Andy is a little disappointed, but hundreds of thousands, millions are not money, there is cheap don't earn bastards. To spend money to be generous, to make money to be stingy, the principle of success.
All the people in the think tank could see the disappointment on their boss's face. One of the accountants held his glasses on the bridge of his nose, gave a sign to al First, saw Al micro nodded his head slightly, and then smiled and said to Andy, "boss, if the Federal Reserve really increases the amount of money, increases the issuance of dollars, and causes inflation, we can make full use of it We can make large-scale industrial investment with the money earned from loans. We can even invite several banks to guarantee and carry out some purchase plans of snake swallowing elephants. In this way, we can expand the profits earned due to inflation. Even if we don't carry out the purchase of snake swallowing elephants, we can spend the money as fast as possible and use the assets previously acquired To make mortgage loans to the bank, under inflation, the bank will increase its lending efforts. The apple we spent 1 yuan to buy can definitely lend 2 yuan or 3 yuan. We use these loans to repay the loans before inflation, and the rest will be invested again. Under inflation, I'm really sorry for the generosity of the major banks without increasing the debt ratio. "
al also nodded and then said to Andy: "after the bursting of the real estate bubble, it will definitely affect the banking industry. We can completely spend the profits we earned before CDs, so as to make mortgage loans, use these loans to invest in the capital market, shorten the banking industry, and reap profits. I think this is the best plan. It can be hard at all banks. Tear off a piece of meat! "
Andy listened carefully to the analysis of the think tank, nodded and said: "so, yesterday I saw the briefing sent, HSBC Holdings increased the reserve amount of subprime housing credit in the United States for the first time, and issued a warning that it may significantly increase the reserve. The clarion call has been sounded, and the plan can be carried out in an orderly manner. We need to integrate the resources, start to screen the loan banks, and ask for the most favorable interest rate. At the same time, we need to talk about the agreed interest rate as much as possible. I think the repayment ability of these high-quality assets under my name is very guaranteed, and I think the banks will not refuse it. "
Alvert column nodded. The next meeting time is to start to allocate work. After all, the loan negotiation with the bank can not be concluded in a day or two. This is not a multi million or tens of millions of loans, but a multi billion dollar loan. The bank will evaluate all assets, and it will take a long time.
At the end of the meeting, Andy and Al walked out of the conference room together. As they walked, Andy asked Al, "what's the new progress of the contact between Mark Zuckerberg and Microsoft?"
"Microsoft wants to annex Facebook, but Mark Zuckerberg has definitely refused. His control over Yu is too big. He said at the meeting more than once that Facebook is his lifelong career and will never give up. Even if he agrees to Microsoft's acquisition, the premise is to keep the status quo, and still let him control the company. This condition, no company Will agree. Microsoft retreated to the second place and wanted to acquire some shares. Mark Zuckerberg called out a valuation of 7 billion yuan, which has been unanimously agreed by the board of directors. I think if Microsoft really wants to buy Facebook shares, it will eventually agree to this valuation amount. If we want to use Facebook shares for mortgage loans, we need media We need to make the bank agree with this valuation. "
Andy listened to alvette and said, "I don't think Ma Zi will cooperate with our hype. In this way, let Siri, who is in charge of happy farm, have a few interviews. I can confirm from the side that Facebook now has a profit project. When it is disclosed to the media, Facebook will raise money from the outside world with a market value of 7 billion dollars. Microsoft and Xiangjiang are the richest people The intention to join the Facebook board. "
"Well, boss, I know what to do. By the way, boss, would you like to meet Jared West, the sales manager of Deutsche Bank?" Asked alvette, looking at the boss with a smile."That's the number one wall street propagandist who's selling CDs all over the street right now?"? Hehe, it's not the time yet. I don't think his clients will be too many. It's too early to get in touch with him. However, this guy has great vision. After this crisis, he will become a new millionaire. If you only earn commission, you will have a fortune of ten million. His eloquence should be very correct! " Andy has heard about this Sales Manager. He has played a lot in previous films. He peddles CDs to everyone. I don't know what Deutsche Bank will do to the sales talent of his own company. Andy probably remembers selling 30 billion CDs from this man.
"Ho Ho, he doesn't have a good vision, but thinks that CDs is a profitable financial instrument. He doesn't care whether the real estate market will collapse. In his eyes, only the high commission after selling CDs every time. I think Deutsche Bank won't let him go easily after the short selling. I don't know if it's lucky or unlucky to have such employees!"
Andy smiled at al as he walked, but he thought about it with himself. Since the faggot alvette became his chief investment adviser, he has set up a team of non discrimination faggots, especially the boss Andy, who never showed any unusual light and pleasant working environment to him, which made him have been discriminated in the workplace because of being excluded After all, it was not the time when the rainbow bill was passed in the United States later, and everyone was overcorrected to advocate and encourage the coming out of the cabinet, believing that "Tongxing" is the true love.
In his previous life, Andy didn't realize the difference between coming out of the closet or fags. However, the glorious political correctness of being kidnapped and coming out of the closet by the whole world, the disgust of various foreign news reports, and the feeling of making a movement. To be honest, it's very dark. In fact, what should be discriminated against is discrimination, just like color discrimination, which is transferred from the surface to the private.
"Boss, the shark gang of Apple company has changed a little recently, and the stock price fluctuation is a little abnormal."
"Not long ago, jobs released his first iPhone at the annual conference of global software developers in San Francisco. Whether it was a" touch interface ", a 3.5-inch display screen and a physical home button, or a 2-megapixel rear camera, it was a masterpiece of the era. The sharks had beaten the stock price before it went public, which was expected by bardstone This is their usual way. Don't worry, the stock price will rise soon.
(see the author later in this chapter, thank you for supporting the original version, this is the starting point of the Chinese website)
Please report us if you find any errors so we can fix it asap!
Alvert column pondered for a while. He had a headache about the boss's idea. To be honest, this idea of cutting bank meat is not without operation, but only if he has to step on the heart of hearts for every step of market change.
The bank is not a fool. The 100 yuan loaned by the bank is 100 yuan, not the purchasing power at that time. In order to avoid risks, before the loan, the bank's accountant and Jing's accountant have calculated the possible future interest rate changes, and the interest rate will fluctuate with the market. Of course, in the case of currency devaluation and inflation, for the borrower There is a certain amount of money to make.
But according to the boss's idea, it's almost impossible to earn the difference of repayment due to currency depreciation and cut the bank's flesh, unless...
"Agreed rate!" Alvertree spits out a financial term, which attracts all the eyes of the think tank. Several financial Jingying look at alverte with a look of "I didn't hear you wrong".
Al ignored their strange eyes and looked at his boss Andy. "Boss, I understand what you mean. If you want to make profits from the repayment interest rate, there is no other way but to negotiate with the bank at the beginning of the loan. However, the amount of loan we want is too large. The bank may not agree. The best result is only limited to one It doesn't mean a lot. "
Andy is a little disappointed, but hundreds of thousands, millions are not money, there is cheap don't earn bastards. To spend money to be generous, to make money to be stingy, the principle of success.
All the people in the think tank could see the disappointment on their boss's face. One of the accountants held his glasses on the bridge of his nose, gave a sign to al First, saw Al micro nodded his head slightly, and then smiled and said to Andy, "boss, if the Federal Reserve really increases the amount of money, increases the issuance of dollars, and causes inflation, we can make full use of it We can make large-scale industrial investment with the money earned from loans. We can even invite several banks to guarantee and carry out some purchase plans of snake swallowing elephants. In this way, we can expand the profits earned due to inflation. Even if we don't carry out the purchase of snake swallowing elephants, we can spend the money as fast as possible and use the assets previously acquired To make mortgage loans to the bank, under inflation, the bank will increase its lending efforts. The apple we spent 1 yuan to buy can definitely lend 2 yuan or 3 yuan. We use these loans to repay the loans before inflation, and the rest will be invested again. Under inflation, I'm really sorry for the generosity of the major banks without increasing the debt ratio. "
al also nodded and then said to Andy: "after the bursting of the real estate bubble, it will definitely affect the banking industry. We can completely spend the profits we earned before CDs, so as to make mortgage loans, use these loans to invest in the capital market, shorten the banking industry, and reap profits. I think this is the best plan. It can be hard at all banks. Tear off a piece of meat! "
Andy listened carefully to the analysis of the think tank, nodded and said: "so, yesterday I saw the briefing sent, HSBC Holdings increased the reserve amount of subprime housing credit in the United States for the first time, and issued a warning that it may significantly increase the reserve. The clarion call has been sounded, and the plan can be carried out in an orderly manner. We need to integrate the resources, start to screen the loan banks, and ask for the most favorable interest rate. At the same time, we need to talk about the agreed interest rate as much as possible. I think the repayment ability of these high-quality assets under my name is very guaranteed, and I think the banks will not refuse it. "
Alvert column nodded. The next meeting time is to start to allocate work. After all, the loan negotiation with the bank can not be concluded in a day or two. This is not a multi million or tens of millions of loans, but a multi billion dollar loan. The bank will evaluate all assets, and it will take a long time.
At the end of the meeting, Andy and Al walked out of the conference room together. As they walked, Andy asked Al, "what's the new progress of the contact between Mark Zuckerberg and Microsoft?"
"Microsoft wants to annex Facebook, but Mark Zuckerberg has definitely refused. His control over Yu is too big. He said at the meeting more than once that Facebook is his lifelong career and will never give up. Even if he agrees to Microsoft's acquisition, the premise is to keep the status quo, and still let him control the company. This condition, no company Will agree. Microsoft retreated to the second place and wanted to acquire some shares. Mark Zuckerberg called out a valuation of 7 billion yuan, which has been unanimously agreed by the board of directors. I think if Microsoft really wants to buy Facebook shares, it will eventually agree to this valuation amount. If we want to use Facebook shares for mortgage loans, we need media We need to make the bank agree with this valuation. "
Andy listened to alvette and said, "I don't think Ma Zi will cooperate with our hype. In this way, let Siri, who is in charge of happy farm, have a few interviews. I can confirm from the side that Facebook now has a profit project. When it is disclosed to the media, Facebook will raise money from the outside world with a market value of 7 billion dollars. Microsoft and Xiangjiang are the richest people The intention to join the Facebook board. "
"Well, boss, I know what to do. By the way, boss, would you like to meet Jared West, the sales manager of Deutsche Bank?" Asked alvette, looking at the boss with a smile."That's the number one wall street propagandist who's selling CDs all over the street right now?"? Hehe, it's not the time yet. I don't think his clients will be too many. It's too early to get in touch with him. However, this guy has great vision. After this crisis, he will become a new millionaire. If you only earn commission, you will have a fortune of ten million. His eloquence should be very correct! " Andy has heard about this Sales Manager. He has played a lot in previous films. He peddles CDs to everyone. I don't know what Deutsche Bank will do to the sales talent of his own company. Andy probably remembers selling 30 billion CDs from this man.
"Ho Ho, he doesn't have a good vision, but thinks that CDs is a profitable financial instrument. He doesn't care whether the real estate market will collapse. In his eyes, only the high commission after selling CDs every time. I think Deutsche Bank won't let him go easily after the short selling. I don't know if it's lucky or unlucky to have such employees!"
Andy smiled at al as he walked, but he thought about it with himself. Since the faggot alvette became his chief investment adviser, he has set up a team of non discrimination faggots, especially the boss Andy, who never showed any unusual light and pleasant working environment to him, which made him have been discriminated in the workplace because of being excluded After all, it was not the time when the rainbow bill was passed in the United States later, and everyone was overcorrected to advocate and encourage the coming out of the cabinet, believing that "Tongxing" is the true love.
In his previous life, Andy didn't realize the difference between coming out of the closet or fags. However, the glorious political correctness of being kidnapped and coming out of the closet by the whole world, the disgust of various foreign news reports, and the feeling of making a movement. To be honest, it's very dark. In fact, what should be discriminated against is discrimination, just like color discrimination, which is transferred from the surface to the private.
"Boss, the shark gang of Apple company has changed a little recently, and the stock price fluctuation is a little abnormal."
"Not long ago, jobs released his first iPhone at the annual conference of global software developers in San Francisco. Whether it was a" touch interface ", a 3.5-inch display screen and a physical home button, or a 2-megapixel rear camera, it was a masterpiece of the era. The sharks had beaten the stock price before it went public, which was expected by bardstone This is their usual way. Don't worry, the stock price will rise soon.
(see the author later in this chapter, thank you for supporting the original version, this is the starting point of the Chinese website)
Alvert column pondered for a while. He had a headache about the boss's idea. To be honest, this idea of cutting bank meat is not without operation, but only if he has to step on the heart of hearts for every step of market change. The bank is not a fool. The 100 yuan loaned by the bank is 100 yuan, not the purchasing power at that time. In order to avoid risks, before the loan, the bank's accountant and Jing's accountant have calculated the possible future interest rate changes, and the interest rate will fluctuate with the market. Of course, in the case of currency devaluation and inflation, for the borrower There is a certain amount of money to make. But according to the boss's idea, it's almost impossible to earn the difference of repayment due to currency depreciation and cut the bank's flesh, unless... "Agreed rate!" Alvertree spits out a financial term, which attracts all the eyes of the think tank. Several financial Jingying look at alverte with a look of "I didn't hear you wrong". Al ignored their strange eyes and looked at his boss Andy. "Boss, I understand what you mean. If you want to make profits from the repayment interest rate, there is no other way but to negotiate with the bank at the beginning of the loan. However, the amount of loan we want is too large. The bank may not agree. The best result is only limited to one It doesn't mean a lot. " Andy is a little disappointed, but hundreds of thousands, millions are not money, there is cheap don't earn bastards. To spend money to be generous, to make money to be stingy, the principle of success. All the people in the think tank could see the disappointment on their boss's face. One of the accountants held his glasses on the bridge of his nose, gave a sign to al First, saw Al micro nodded his head slightly, and then smiled and said to Andy, "boss, if the Federal Reserve really increases the amount of money, increases the issuance of dollars, and causes inflation, we can make full use of it We can make large-scale industrial investment with the money earned from loans. We can even invite several banks to guarantee and carry out some purchase plans of snake swallowing elephants. In this way, we can expand the profits earned due to inflation. Even if we don't carry out the purchase of snake swallowing elephants, we can spend the money as fast as possible and use the assets previously acquired To make mortgage loans to the bank, under inflation, the bank will increase its lending efforts. The apple we spent 1 yuan to buy can definitely lend 2 yuan or 3 yuan. We use these loans to repay the loans before inflation, and the rest will be invested again. Under inflation, I'm really sorry for the generosity of the major banks without increasing the debt ratio. " al also nodded and then said to Andy: "after the bursting of the real estate bubble, it will definitely affect the banking industry. We can completely spend the profits we earned before CDs, so as to make mortgage loans, use these loans to invest in the capital market, shorten the banking industry, and reap profits. I think this is the best plan. It can be hard at all banks. Tear off a piece of meat! " Andy listened carefully to the analysis of the think tank, nodded and said: "so, yesterday I saw the briefing sent, HSBC Holdings increased the reserve amount of subprime housing credit in the United States for the first time, and issued a warning that it may significantly increase the reserve. The clarion call has been sounded, and the plan can be carried out in an orderly manner. We need to integrate the resources, start to screen the loan banks, and ask for the most favorable interest rate. At the same time, we need to talk about the agreed interest rate as much as possible. I think the repayment ability of these high-quality assets under my name is very guaranteed, and I think the banks will not refuse it. " Alvert column nodded. The next meeting time is to start to allocate work. After all, the loan negotiation with the bank can not be concluded in a day or two. This is not a multi million or tens of millions of loans, but a multi billion dollar loan. The bank will evaluate all assets, and it will take a long time. At the end of the meeting, Andy and Al walked out of the conference room together. As they walked, Andy asked Al, "what's the new progress of the contact between Mark Zuckerberg and Microsoft?" "Microsoft wants to annex Facebook, but Mark Zuckerberg has definitely refused. His control over Yu is too big. He said at the meeting more than once that Facebook is his lifelong career and will never give up. Even if he agrees to Microsoft's acquisition, the premise is to keep the status quo, and still let him control the company. This condition, no company Will agree. Microsoft retreated to the second place and wanted to acquire some shares. Mark Zuckerberg called out a valuation of 7 billion yuan, which has been unanimously agreed by the board of directors. I think if Microsoft really wants to buy Facebook shares, it will eventually agree to this valuation amount. If we want to use Facebook shares for mortgage loans, we need media We need to make the bank agree with this valuation. " Andy listened to alvette and said, "I don't think Ma Zi will cooperate with our hype. In this way, let Siri, who is in charge of happy farm, have a few interviews. I can confirm from the side that Facebook now has a profit project. When it is disclosed to the media, Facebook will raise money from the outside world with a market value of 7 billion dollars. Microsoft and Xiangjiang are the richest people The intention to join the Facebook board. " "Well, boss, I know what to do. By the way, boss, would you like to meet Jared West, the sales manager of Deutsche Bank?" Asked alvette, looking at the boss with a smile."That's the number one wall street propagandist who's selling CDs all over the street right now?"? Hehe, it's not the time yet. I don't think his clients will be too many. It's too early to get in touch with him. However, this guy has great vision. After this crisis, he will become a new millionaire. If you only earn commission, you will have a fortune of ten million. His eloquence should be very correct! " Andy has heard about this Sales Manager. He has played a lot in previous films. He peddles CDs to everyone. I don't know what Deutsche Bank will do to the sales talent of his own company. Andy probably remembers selling 30 billion CDs from this man. "Ho Ho, he doesn't have a good vision, but thinks that CDs is a profitable financial instrument. He doesn't care whether the real estate market will collapse. In his eyes, only the high commission after selling CDs every time. I think Deutsche Bank won't let him go easily after the short selling. I don't know if it's lucky or unlucky to have such employees!" Andy smiled at al as he walked, but he thought about it with himself. Since the faggot alvette became his chief investment adviser, he has set up a team of non discrimination faggots, especially the boss Andy, who never showed any unusual light and pleasant working environment to him, which made him have been discriminated in the workplace because of being excluded After all, it was not the time when the rainbow bill was passed in the United States later, and everyone was overcorrected to advocate and encourage the coming out of the cabinet, believing that "Tongxing" is the true love. In his previous life, Andy didn't realize the difference between coming out of the closet or fags. However, the glorious political correctness of being kidnapped and coming out of the closet by the whole world, the disgust of various foreign news reports, and the feeling of making a movement. To be honest, it's very dark. In fact, what should be discriminated against is discrimination, just like color discrimination, which is transferred from the surface to the private. "Boss, the shark gang of Apple company has changed a little recently, and the stock price fluctuation is a little abnormal." "Not long ago, jobs released his first iPhone at the annual conference of global software developers in San Francisco. Whether it was a" touch interface ", a 3.5-inch display screen and a physical home button, or a 2-megapixel rear camera, it was a masterpiece of the era. The sharks had beaten the stock price before it went public, which was expected by bardstone This is their usual way. Don't worry, the stock price will rise soon. see the author later in this chapter, thank you for supporting the original version, this is the starting point of the Chinese website
